I found a fun new tool today. It is a snowball calculator you just enter all your payments and it shows you how soon you can be out of debt. We only have our student loans and our house that we owe on, but we can have all of that paid off (mortgage included) by 2019! That is such a good feeling that in 11 years, we can have our 30 year mortgage paid for - and that is if we continue to make the same income we are now. Add bonuses or raises, and that number will drop! I had fun playing around with numbers and seeing the light. Have Fun!